Exit V.I.P. Realty
9157 Commercial Way
Weeki Wachee, FL 34613 Phone: 352-596-2221 Mobile: 352-585-0041 Fax: 888-519-7102 Email Lori Ann Bugliaro,

BUYER GUIDE


LORI BUGLIARO, P.A.

Realtor Associate

EXIT V.I.P. REALTY

9157 Commercial Way

Weeki Wachee, FL 34613

Cell: 352-585-0041     Office: 352-596-2221

Email: LoriBugliaro@Topproducer.com

Website: www.LoriBugliaro.com

 

ABOUT ME:

Specializing in the residential Real Estate market for over 13 years, I chose this field because I enjoy working directly with my clients and giving each client the special attention to detail they deserve. I am proud to be a part of the Exit V.I.P. Realty team. We follow the example set by Exit Realty Corp. International, the only national brand created after the internet age, which has re-invented real estate by providing a high-tech, high touch philosophy that always puts people first. If you are considering purchasing a home it's easy to get your lines crossed in a Real Estate deal. That's why it is vital to have an expert working for you. If you are considering making a move, call me. Let my local area knowledge and Real Estate experience do the work for you!

Serving the areas of Hernando, Pasco, Citrus, Pinellas and Hillsborough

 

Why use a REALTOR®?

Your REALTOR® can help you determine your buying power. You need to know how much house you can afford before you start the search. Your REALTOR® will provide detailed information on properties that meet your criteria from the Multiple Listing Service® and other information resources only available to REALTORS®
 

Only Sales Representatives who are licensed members of organized real estate (National Association of REALTORS® for US and Canadian Real Estate Association in Canada) can call themselves REALTORS®.
Only REALTORS® are held to a high code of ethical and professional conduct by these organizations. Only REALTORS® have access to MLS data to provide you with current information to guide you through the buying process.

Almost 90% of buyers purchase their home through a real estate agent

Buyer Statistics, National Association of REALTORS®, 2015

 

  

                                                                     How I Can Help

I am your trusted advisor; your ally in the home-buying process. When you find a property you like I will help you develop an offer including the offering price and other terms. I will advise you about the importance
of a home inspection and other inspections, if any, required by law in your area. I can assist you in understanding different financing options and assist in identifying qualified lenders. I work with a team of professionals
to help you smoothly navigate the home-buying process from beginning to close.

 

 

                                                           Services You Will Receive

 

ü  Assistance in identifying the required characteristics of your new home

ü  Identification of available homes that meet your criteria and additional homes as they come on the market

ü  Accompany you on home tours

ü  Information on communities, schools, places of worship, and other lifestyle information

ü  Helping to determine your buying power, down-payment required, and maximum mortgage amount for which you qualify

ü  Review of similar properties recently sold

ü  Regular communication to review progress

ü  Expert advice when preparing an offer

ü  Keen negotiating skills

ü  Closing Information

 

                                                                    

 

                                                       EXIT GIVES BACK with each transaction

 

A portion of every transaction fee received by EXIT Realty Corp. International is pledged to charity.  In 2004, the company began a long and successful affiliation with Habitat for Humanity
when it sponsored the first of many home builds and later also supported community revitalization projects and the Jimmy & Rosalynn Carter Work Project in both the US and Canada. 
In 2016, EXIT Realty Corp. International introduced a program to match funds raised by its brokerages and agents to benefit Habitat for Humanity initiatives in their local communities. 

 

Recognizing that EXIT Associates are involved in many charitable endeavours locally, this matching program was expanded in 2017.  The Spirit of EXIT Dollar-for-Dollar Matching Program
makes it possible for EXIT Associates to raise funds for not only Habitat for Humanity initiatives but also for other approved, registered charities and submit a proposal to EXIT Realty Corp. International
for those funds to be matched dollar-for-dollar from EXIT Realty’s pledged pool of funds which totals $4 million to-date.

 

“Many of our Associates work tirelessly to raise funds for charity in their communities,” said Tami Bonnell, CEO, EXIT Realty Corp. International.  “We believe that by matching the funds they raise,
we can have an even greater impact than ever before.  The Spirit of EXIT Dollar-for-Dollar Matching Program allows EXIT to touch more lives.”

 

 

$4 million dollars has been pledged to

The Spirit of EXIT Dollar-for-Dollar Matching Program

 

 

The Power

of the Entire Organization

Behind You

 

EXIT Realty Corp. International was founded in Canada in 1996 and has grown steadily boasting real estate brokerage locations across the North American continent. 
We are a by-invitation only company meaning each real estate agent has to be invited to join.  Our unique business model fosters an atmosphere of empathy, mentorship and teamwork. 

Each and every person has a vested interest in the success of the organization. When you work with an EXIT Realty professional, you have the power of the entire organization behind you. 

 

EXIT Realty professionals are highly trained and knowledgeable with access to in-depth teaching, training and coaching at the corporate, regional and brokerage level in specialties such as negotiation and market knowledge. 
In particular, our agents learn how to recognize distinct personality types to give us an edge in the negotiation process.  Knowing how to speak the language of each personality type not only helps us communicate effectively
with the other agents involved in the transaction but often results in a more efficient and effective negotiation process. 

“The mission of a real estate professional is to establish good teamwork with all customers and clients. 
Working together with deliberate harmonious intent produces the best results,” says Steve Morris, Founder & Chairman, EXIT Realty Corp. International.

Working together with deliberate harmonious intent produces the best results 

 

 

 

Buying Your Home

Step by Step

                                                                      The Mortgage Process

Application – you will be required to provide documentation including Letter of Employment; credit report is conducted

Submitted for Approval– your application will be submitted to the underwriter for approval

Mortgage Approved– all parties notified; condition of financing fulfilled

Title Search– a title search is conducted; title insurance acquired

Funds disbursed– at closing, lawyer or title company will disburse funds accordingly to all parties

 

 

Closing Costs (Average 2 – 5% of Purchase Price)

 

Down-payment

The down-payment amount is the difference between the selling price of the property and the amount of money borrowed to purchase the property. The deposit provided with the offer is deducted
from the down-payment. Example: Selling price is $300,000. Deposit with offer is $10,000. Mortgage loan is for $270,000. Remaining down- payment will be $20,000.

 

Prepaid Utilities

The buyer is responsible for paying utilities as of the closing date and may also need to reimburse the seller for prepaid utilities.

 

Prepaid Property Taxes

Property taxes are calculated based on the value of the property. If the seller has prepaid property taxes, the buyer may be required to reimburse the seller.

 

Interest Adjustment

The interest adjustment is the amount of interest accrued between the closing day and the date of the first mortgage payment.

 

Legal Fees/Disbursements

Legal fees include conducting a title search on the property, putting title insurance in place, registering the home in the buyer’s name, and facilitating financial disbursements upon closing.

 

Transfer Taxes (Land, Estate, etc)

 

 

 

Moving Considerations

Consider the following as you plan to move into your new home.

 

Communication

Cable/Satellite

Home Phone

Cell Phone

Internet

Health Alert System

Utilities

Water

Heating/Cooling

Electric

 

 

Other

Home Security System

Water Filtering/Conditioning

Newspaper Delivery

Magazine Subscriptions

Banking Needs

Storage Facilities

Pool Service

Yard/Garden/Snow Removal Service

Pest Control

Postal Change of Address

 

Buyers expect to live in their new home for an average of 12 years

 

 

 

Moving Tips

 

1. Preparation

·        Arrange with movers, prior to packing day, to ensure all specialty packaging needs are taken care of

·        Make arrangements for moving household plants, pets and vehicles

·        Collect house keys, mail keys, all household manuals, garage door openers

·        Write a note to new owners with any helpful hints you can give them regarding the upkeep of the home

·        Cancel or redirect newspaper and magazine subscriptions

·        Forward mail as of two days prior to your move

·        Pack a “First Open” box: remotes, screws, nails, tools

·        Make sure all automatic bank withdrawals, all bank accounts, charge card accounts and all other financial agencies are notified of new address

 

2. Day Before Move

·        Charge cell phones/cameras

·        Final check for missed items

·        Organize suitcases, pet items, children’s items, coolers for move day

·        Arrange for snacks and drinks for movers and family

 

3. Move Day

·        Pack all chargers

·        Final check of all rooms; attic, basement, sheds, garage, and crawl space

·        Confirm with movers on directions, anticipated arrival at new location and exchange cell phone numbers with the driver

 

4. Move In Day

·        Snacks and drinks for movers and family

·        Find “First Open” box

·        Enjoy your new home!

 

 

Your New Home

A house is so much more than its construction. It is your home. It is the place where you create your hopes, dreams and memories. It is your playground and your safe place.
It will likely be the largest purchase you will ever make, and I can help you navigate the process.

 

 

Next Steps

 

·        Fill out the Your Perfect Home questionnaire at the end of this presentation

·        Go to www.exitrealty.com/homesearch to calculate how much home you can afford

·        Talk to a broker/lender about getting pre-approved for a mortgage

·        I will search the MLS and other sources available to me in order to prepare a list of candidate properties

·        I will schedule showing appointments to view your selected homes

 

 

The remaining plan of action will depend upon our success with the initial list of candidate properties. We will either prepare an offer to purchase on a property if we find the right home during our initial search,
or I will continue to closely monitor the market and will notify you immediately when a suitable candidate property comes on the market.

 

 

   My Commitment to You:

 

+       To invest 100% of my effort delivering first-class service to you

+       To make the process as simple and stress-free as possible

+       To work with my network of professionals to ensure you are fully informed and knowledgeable about the home-buying process by utilizing technology, my experience, and knowledge

+        To offer exclusive services that can only be attained by hiring me as your trusted advisor

 

Think Smart. Think EXIT

 

 

 

 

Buyer Information

 

Name _______________________________________________________________________

Cell Phone _________________________ Home Phone ____________________________

Email ________________________________________________________________________

 

Name _______________________________________________________________________

Cell Phone _________________________ Home Phone ____________________________

Email ________________________________________________________________________

 

Who is the primary contact? __________________________________________________

Preferred method of contact __________________________________________________

 

What is the reason for your desire to move?

____________________________________________________________________________________________________________________________________________________________

 

What is your time frame?

____________________________________________________________________________________________________________________________________________________________

 

What is your price range? Are you pre-approved for a mortgage?

____________________________________________________________________________________________________________________________________________________________

 

Other Important Notes

_____________________________________________________________________________________________________________________________________________________________

 

 

Your Perfect Home

 

Location

 

 

What area are you interested in? Suburban, urban, country?

_____________________________________________________________________________________

What is the maximum commute time you are comfortable with?

_____________________________________________________________________________________

Are there features you would like nearby? (Lake, bicycle path, mountains, river)

_____________________________________________________________________________________

Other

_______________________________________________________________________________________________________________________________________________________________

 

Lifestyle

 

Do you have children? If so, do you have any school considerations?

_____________________________________________________________________________________

Do you have pets? What special considerations would they require?

_____________________________________________________________________________________

Describe your lifestyle. Do you like to entertain? Do you need a large yard for kids and/or pets? Do you have elderly parents living with you?

________________________________________________________________________________________________________________________________________________________________

Is security an important concern? Would you prefer a 24-hour concierge in the building?

_____________________________________________________________________________________

Other

________________________________________________________________________________________________________________________________________________________________

 

 

Exterior

 

What type of home are you looking for? (detached, condo, townhouse, etc)

_____________________________________________________________________________________

What size lot would you prefer? Landscaped or open?

_____________________________________________________________________________________

How much parking do you need? What size garage?

_____________________________________________________________________________________

Do you want a porch or deck?

_____________________________________________________________________________________

Do you want a swimming pool?

_____________________________________________________________________________________

Is there a particular exterior finish you would prefer?

_____________________________________________________________________________________

Other

___________________________________________________________________________________________________________________________________________________

 

Interior

 

What floor plan do you prefer? (open concept, cozy rooms)

_____________________________________________________________________________________

How many bedrooms do you need? How many do you want?

_____________________________________________________________________________________

How many bathrooms do you need? How many do you want?

_____________________________________________________________________________________

What kitchen features would you like? (finishes, eat-in, island, appliances)

_____________________________________________________________________________________

What else matters to you? What other features would you prefer?

____________________________________________________________________________________________________________________________________________________ 

 

 

 

___________________________________________________________________________